Is Your Wealth Model Broken?


Your wealth model is your total income and the means by which you attain it. If the post above is familiar to you, your wealth model just might be broken.

“When you work for others, you are at their mercy. They own your work; they own you. Your creative spirit is squashed. What keeps you in such a position, is a fear of having to sink or swim on your own. Instead you should have a deeper fear of what should happen if you remain dependent on others for power. The ultimate power in life is to be completely self-reliant, completely yourself.” – 50cent The 50th Law

The first step to shifting this model to a more effective one is to start your own business. How do we do that?

Define the following:

  • Your product/service (What can you offer?)
  • The demand for it (Who would pay for it)
  • Your competitors (Who else offers similar services)
  • Your target market (Who will you sell to)
  • How to Market to them (What’s the best medium to reach them)
  • How Much to Charge (Cost vs Value)
  • How to Keep them coming back (Delight and retain)

Think about it, right, with a business, if you can learn how to sell something for $10, you can do that 100 times and make $1000, then to that 10 times and make $10,000. Then do that 10 times and make $100,000 and again another ten times, that’s $1,000,000!  Do you think you can do that with a job, trading money for time?

No way.

Owning your own business is the most effective method to wealth building.

I remember my own ‘light bulb’ moment. I had been working in the hospitality industry for a few months. The hours were gruelling,. I barely saw my child and barely had time for myself. The salary did not match the required hours.

I thought to myself, if I could get up at 5 am every morning, stroll home at 11 pm each night for someone else’s profit, how much energy would I put into my ownbusiness?

This simple self-reflective question changed everything. Immediately, my energy shifted from building their company to building myself. According to James Altrucher, “Don’t quit your job immediately. You’re going to get fired eventually anyway.”

Progress follows energy and effort.

With this new shift, you will notice less energy being put in your daily job duties as your time and mental energy goes into research, networking, planning for you own future.



You have to realize that as an employee, you are replaceable.

The only way to have what you want, is to build it. If you live in fear of losing your job, they can ask you to put up with undesirable conditions and you will agree… Out of fear. Unless you are steering your own ship and by extension, your destiny, you are just a cog in their system.

You have to break out of the mold and recognize that everything that you have been investing in building someone else’s empire could be used to start your own.

I admit it isn’t easy to suddenly change course and drop everything  to explore a brand new life. That’s what this blog is for.To encourage you through the steps.

Millions of others have done it and so can you.

All the best in your future freedom-seeking adventures!



For additional motivation on your journey to financial freedom, check out this EBook for tips on how to shift your mindset from the 9-5 to wealth building mentality.


Overcoming ‘Shiny Job’ Syndrome

change direction

“We are going to have to let you go”.

I heard the words with the surreal realization that I was saying them.

I was firing someone.

As a person who feels deeply, one of my greatest challenges in business was separating my empathy from what had to be done. This employee had received several warnings and probations, but simply refused to or was incapable of complying with our customer service policy.

She had to be let go. I hadn’t made the decision but I supported it and I had to be the one to do it. As operations manager of a fairly small grocery store, the bulk of personnel management duties fell in my lap. I knew it wouldn’t have been a pleasant experience, yet I was not prepared for the begging, the tears, the promises to improve.

At this point, my hands were tied. I had to let her go.

I tried exploring options with her. “What will you do?” (That empathy thing again)

Between sobs, I happened to pick ip a few distressed phrases.. “hairdressing” “beautician certified”…

You’re telling me you have a very practical and high-demand skill yet you choose to stay here and work for someone else as a cashier? Why would you want to do that instead of starting your own business? You could work from home, decide on your own hours, set your own prices… I was taken aback. I had always wished I had a skill that could bring in an extra income..

I couldn’t understand the rationale of this employee. After almost an hour locked in my office, I convinced her to set up her business, offered to print her first set of 100 business cards and to get a few customers (my sisters) to support her initial efforts.

She had the opportunity to easily earn twice what she did now, tax free, working less hours and days than she currently did. Bonus, she didn’t have to operate in a constricting slave like environment or suffer an insufferable boss. My dad wasn’t the most human-asset friendly business owner. He is from an outdated era.

I call this the “Shiny Job Syndrome”. We have been fed the false idea that success is defined as ‘being employed’. We mentally pedestalize this belief and automatedly follow a programing that is outdated.

No matter how impressive the salary, a company can never accurately pay you for the value that you add and the time that you give. No matter how secure the position, there is always the possibility of being laid off, fired, or of the company going bankrupt or out of business. No matter how prestigious the title, depending on the whims and decisions of others steals your creativity. No matter how much initiative you are allowed to exercise, you will never be at the helm.

We spend our lives trying valiantly to protect ourselves from the same crises that will catapult us towards freedom and financial independence.

For years, I wanted to write. I was dissatisfied with my job. Yet, it wasn’t until I lost it all; the income, the security, the great apartment… Not until then did I find the courage to follow my dream with the only thing I had left. Me. I had nothing but myself, my time, my creativity, my initiative, my goals, my dreams, my desires.

It felt strange not having someone to answer to; not having a boss telling me what to do. How would I know when I was doing something wrong?

“You never realize how bound you are until you feel the heavy responsibility of freedom”.

And, it’s scary.

It is a scary thought knowing that, without instructions, every failure, every fumble is your own. There is no one to blame, no company policy to fall back on, no employee assessment to scrape through. But, beyond that fear, lay exhilaration. The thrill that I was creating something that was all me… No template, no rules.. no standards, no limitations. No commission. All mine. Loss or win, I owned the outcome completely.

And, to me that was worth it.

I had to carve out an identity. My old one was lost on having to answer to bosses, fit into corporate images and absorbing job-ideal expectations. I determined that if there ever was a business culture I wanted to support it would be one built on freedom. On the right of every human being to discover and pursue his or passion.

Instead of passively disciplining people, I wanted to help them discover the courage to start their own businesses using skills and interests and passions. So I wrote a book and started this blog.

I made a decision that the risks were worth it, the initial rejections – worth it. The up hill struggle to get that first client – totally worth it. Just to gain my independence, live my passion and do something meaning to me on a personal level.

It’s not easy, but with a little guidance and lots of determination, it can be done.

Check out Creating a Wealthy Mindset on Amazon for practical methods of unplugging your mind from the Shiny Job Syndrome mindset.

Losing The Fear Of Change

I didnt forgetwhere i camefrom. i justcan't stay there

The tiles were yellow and faded.

Aged and handled magazines covered the coffee table. As I sat in the doctor’s office of my hometown, I saw several familiar faces. People I had known forever but never quite got around to meeting.

It was my first week on the road as a Pharmaceutical Rep. As I patiently waited for the receptionist to signal for me to steal a few minutes with the doctor, I overheard a conversation between two patients.

“I didn’t know you still lived in this town”. A young man in construction boots and soiled clothes responded, “I was born here. Where else would I be? I’m not going anywhere.”

A very simple realization that many people never get, is that fact that…

You are not a tree!

You are not planted where you were born or to any destination or situation that you happen to land in. You always have a choice to move. As humans, growth and change are not only natural, they are inevitable.

If you choose to stay where you are because you are very happy there, then that’s great! But that is very different from the notion of staying in one place simply because you were born (not planted) there.

You have to no obligation to stay where you are. Travel and explore. Have adventures and discover other places and things that resonate with your desires; your authenticity.

You owe it to yourself to find out what you like and dislike outside the influences of your hometown folk.

Similarly, never stay in a career or a job simply beacause you made that choice when you were younger. Never be afraid to move and try other things. Never be afraid to admit, “This isn’t for me. Let me try something else”. Discover your passion, try a new hobby, start a side business.

See what else is out there.

I dare you to move.

You can start by ordering a copy of Creating a Wealthy Mindset. Start by removing the mental untruths that have prevented you from living the life of your dreams.

Discover financial freedom and pave your path to success.


Creating a Wealthy Mindset

3d cover EBook

In ‘Creating a Wealthy Mindset’, I share the practical, psychological pathways to overcome the poverty and scarcity mindset, which is literally the only block to achieving great wealth.

Order NOW. Email me at or order on Amazon.

Everything you could ever hope to achieve is possible. The only thing standing between you and greatness is the simple belief that you can’t. This belief is perpetuated and encouraged along by the cues in your social environment.

See, the corporations know this and for decades they have trained us to be happy for the job they have so generously given us and the pittance packages that they hand out – as long as we keep them happily in profit, of course.

They pay us in exchange for …well, our lives actually; time with family, relaxation, mental health, sense of fulfillment and purpose. This is what you hand over for your monthly paycheck.

This is the least effective model to achieve wealth.

In order to accomplish this, we had to be kept in certain mindset; a mindset of scarcity, lack, poverty and constant fear. This mindset is reinforced by cues in the environment, from TV shows to the physical work environment. They keep us competing with each other fighting and scratching to survive.

You compete with several other applicants for the ‘great job’. You compete with the coworkers for a raise or a promotion or even a bonus. This way of thinking that a nine to five is actually security is widely believed and encouraged. We grew up and saw our parents struggling to keep us alive and we continue that tradition.

How about we break the cycle for our kids?

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The person behind the book…

Who am I?

What qualifies me to be asserting these wild claims?

Like you, I grew up in a traditional environment that values things like getting a degree, getting a great paying job then settling down to the white picket fence dream; marriage and kids.

Rinse and repeat.

So, I did that. I graduated at 20 years old with a first degree in Medical Technology. After internship, I worked at the hospital for a year, then in forensics for another year.

Despite the excitement of it all, my salary barely covered my rent, utilities and food. Do not get me started on club cover charges and pricey cocktails.

I followed the money trail back home and worked in the family retail biz for several years.

By 2015, I found myself bored, uninspired and depressed by the thought that this was how life was ‘supposed’ to be.

I was in debt (credit cards, soured investment and hire purchases from Courts – those bailiffs do not play let me tell you)

I had a six year old to support, a divorce to nurse and a half finished Masters in Public Health.

I lost all motivation to complete my graduate studies, when I heard the other classmates (medical doctors, consultants and surgeons) complaining about inadequate salaries and less than ideal working conditions.

I thought to myself:

“There must be another way”

I found that way… In challenging myself to reexamine every single thing I have always believed about success. I combined this with the principles of Psychology and Human Behavior Change that I had studied and researched. I slowly and strategically challenged and removed every mental barrier I dug up. Through months of research, self reflection and observation of the cultural cues in my environment.

I started really seeing and really hearing that almost everything my friends and family said about wealth and success were extremely self – defeating and limiting. I wondered what would happen if we had a money mindset. If we believed we had no barriers to making creating wealth.

The Principle

This is not a con, a trick or a pyramid scheme of any sort. You will never at any point in this program be asked to sign up ‘x’ amount of people to do “Enter ridiculous claim here”.

Work will be required.

But not the kind of work you think. In fact, one of the tips of the wealthy that you will learn in this book is that, you will never attain wealth by constantly working for money!

Yes, I said it. Quote me!

You will never attain wealth by working for money. That would be like chasing a train on foot, in heels, in the hot dessert, while standing in quick sand. In a job, you exchange time for money. Your money is limited by your time, which for health reasons and common sense is limited per day.

The key is to find a way to let money work for you. Think about it. Better yet, lets reflect a bit on slavery (yes, this is a shameless emotional tactic to get your attention).

Chapter 17 has a wealth model that you can implement immediately.

Order NOW. Email me at or order on Amazon.

During that period, slaves did all of the menial, manual work, didn’t they? In the fields all day, in the burning sun, walking for miles to get to work and back, yet got the least amount of pay.

Sounds eerily familiar?

Now, I know what you will say here. Well, Stephanie, that was during slavery, it was immoral and unfair and an unjust system kept going by a privileged few.


But look around my dear friend. Take a good look around. How different is it really today?

Most persons will say that earning opportunities are fairly equal now. A person can choose his/her destiny and determine his/her path. Then why aren’t more of us doing it?

What is the missing factor?

There are no more plantation barriers, no more shackles; at least not physical ones.

Why, then are we still imprisoned in defeat?

But Stephanie, you might insist, if everyone owns their own business or does their own thing, who would be the employees?

Great point, my reader whose mind I just read.

If there was a  greater demand for employees due to supply, then employees would have more negotiating power and able to earn better wages (even claim shares) as opposed to putting up with crumbs because ‘jobs are so scarce and precious’.

In other words, the system works against us and for them!

You can change that. You can shift the power.

Order NOW. Email me at or order on Amazon.

You will not find an equivalent to this EBook on the Net. There are no generic, cliché instructions given such as ‘be positive’ or ‘just believe’ or ‘attract wealth by visualizing bundles of cash’.

What you will find here are practical psychological techniques backed by scientific research and experienced by real people. A way to maneuver around the parts of your brain biased against building wealth.

These are not theories simply pulled out of a hat.

Do not purchase this book unless you are ready for a dramatic transformation in the way you view life, money and building wealth.

Do not purchase this Ebook if you are comfortable with your current standard of living. If you are okay getting by just the way you are now, do not choose the red pill, Neo!

This material is for those who are ready and desperate for a change.

Those persons who always yearned for the life. “that life”.

Order NOW. Email me at or order on Amazon.

People often ask me, Stephanie why are you offering all this valuable information for just US$27.00, when you could be charging more for the value offered?

I truly believe that for every person I help to become successful, that is one less scammer giving Jamaica a bad rep or one less person trying to rob me when I go home at night. Also, my passion is making an impact, particularly in my country where I see people suffering needlessly when we have so much to offer.

I’m offering this EBook for US$27. However anyone who reads and applies the information can start making hundreds of thousands of dollars within a few weeks and eventually become financially free. I’m offering value and guiding others to do the same.

3d cover EBook

Order NOW. Email me at or order on Amazon.

From Pain To Purpose

He who has the power of turning all negative vibes in his path into positive energy has learned the meaning of life

When I went broke, I experienced severe emotional pain. In my mind, there was nothing more painful than not having a steady stream of income. It stole my independence and my freedom – two of the things I valued dearly.

I got angry

Felt helpless

I felt like a slave to whomever I allowed to offer assistance. It was not a good feeling. I felt lesser than, beneath those who were still taking care of ‘biz’ and handling their lives with their steady incomes.

I also promised myself that I would help anyone who ever found themselves in these circumstances, which formed the foundation of ‘Creating a Wealthy Mindset’.

It soon dawned on me that my identity (idea of who I was) was so closely tied to being financially independent that not being in that place (no matter how temporary) was messing with my self esteem and causing great pain.

What did I have to offer now?

Who was I?

I felt diminished.

The issue wasn’t a lack of money. I certainly wasn’t starving. I ate each day satisfactorily and slept each night in safety. But the very thing I had identified my values with, was stripped from me.

People will fight and claw and do anything to protect that which identifies them.

Whatever you get your value from, is what you will fight tooth and nail for.

Getting and having money is great but what are your values and how are they tied in to how you make money, how you invest that money and your general contribution to the betterment of the world.

In other words, why the hell should you be wealthy?

If you are comfortable where you are right now, smooching off some relative, barely making it by each month what motivation is there to change, to move from where you are?

You need to tap into your pain source

What is the most painful thing about where you are?

Do they feed you but complain about it or give you attitude as they throw food in your mouth?

Do you long for freedom from other people’s idea of living.

So, what identifies you? What are your values? How do you define yourself?

This is your pain.

Use it. Wield it.

Put all that frustrating energy into creating your own life. Design it just the way you want. Let your pain help you to remain uncomfortable until you are where you want to be.

Transform that energy

That pain you feel now is your potential energy. Like a stone being pulled back in a slingshot. That stone holds within it massive energy to buss someone’s head if released (lol), but it won’t do any damage until it’s released. The pulling back of the stone increases its potential energy (the farther back it’s pulled, the greater force it will have when released).

The greater your potential energy (your pain), the greater the force when you become released. So, increase that pain when you can. Use it as your motivation to keep planning, keep going.

This is not the end of your story, merely a dark chapter. That middle chapter of your amazing biography. No great book goes without having a dark scary chapter for the hero/ heroine to overcome.

Dare you to move…

Stephanie ♥